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Central Bank: Bad loans to peak in September

National Bank officials expect bad loans on the segment of low-value unsecured credits to peak in September-October; this category accounts for 70 pct of overdue loans.

'From our point of view, small credits that were disbursed under lax requirements, only against the ID card, are the troublemakers. Although they represent approximately 22 percent of the total amount of loans, overdue payments for these credits represent about 70 percent of the total,' head of the BNR Surveillance Department Nicolae Cinteza told a television channel.

Significant payment delays are also registered for higher-value retail credits, with past-due repayments for loans higher than 200,000 lei having doubled in the last 12 months. The fewest problems are reported for secured loans, 'specifically property loans that account for about 21 percent of the non-governmental credit,' said Cinteza.

A sensitive issue highlighted by recent BNR checks is the failure to re-asses guarantees.

'Assessments were preserved made one year ago, when the value of the respective assets was higher,' said the central bank official

 

Sursa: http://www.rompress.ro

Tags: loans bnr

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