BCR and Intesa Bank cut interests

For legal entities, the decrease goes as far as 0.5 pp to standard deposits in RON and EUR and to the Ideal BCR account, with annual interests up to 11.5 pc for RON and 3.8 pc for EUR. For the BCR Ideal Micro account, interests fall by a maximum 1 pp (RON deposits) and 0.5 pp (EUR).Intesa Sanpaolo Bank lowered its interests on consumer credits without guarantees by a maximum 4 pp, and by 2.25 pp on credits without mortgage guarantee, while the approval fee for mortgage credits was diminished at 2 pc. The new interest of consumer credits without guarantees, in RON, stands at 17 pc and the advantage of a fixed interest for the whole crediting period is preserved. The annual effective interest (DAE) calculated for a 60-month credit amounts to 19.52 pc. Interest margins on consumer credits with mortgage were reduced to 8 pc for EUR, which gives a total interest of 8.76 pc for July, and respectively to 3.75 pc for RON, with a total interest of 13.93 pc, writes a release. The approval fee of mortgage credits was diminished at 2 pc.