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UniCredit Report : the drop of 11 times of banks profit in Romania

The profit of banks in Romania will drop during this year, up to 135 million euro, from 1.5 billion euro last year,despite a severe control of the risks, the Unicredit group estimates in a report regarding the perspectives of the banking market in Central and Eastern Europe.

"Profitabilitatea băncilor este afectată de recesiunea economică în regiune. Restrângerea activităţilor bancare şi creşterea accelerată a împrumuturilor neperformante au limitat profiturile băncilor. Prognozăm că vârful pentru creditele neperformante va fi atins în regiune între sfârşitul lui 2010 şi prima jumătate din 2011, cu un nivel maxim al costurilor de risc în 2010", subliniază analiştii UniCredit, într-un raport publicat luni.

« The profitability of banks is affected by the economic recession in the region. The reduction of banking activities and the accelerated increase of the non-performant loan have limited the profits of the banks . We estimate that the top of the non-performing crisis will be reached in the region.

In Romania, they estimate that the top for non-performant credit rates will be reached in 2010, when they reach 17.5% of the credits balance, from almost 16% to the end of this year. However, in 2011, Unicredit expects a diminution of the non-performant loans in the system, up to 14%.

Last year, non-performant loans in Romania were 6.3% of the banks portfolio.

UniCredit estimates that the growth rhythm of creditation will be kept positive this year in Romania, but very reduced of only 1% from the level of 35% last year, as the volume of deposits is estimated to have an advance of 6% at the end of 2009.

Astfel, economiştii de la UniCredit estimează că avansul creditării în România se va relua treptat, ajungând la o rată pozitivă de 5% în 2010 şi la 10% în 2011.

Thus, the economists in UniCredit estimate that the advance of Romanian creditation will be resumed gradually, reaching a positive rate of 5% in 2010 and 10% in 2011.

On the other hand, the deposits will have an increase of 6% from 19% in 2008 going to grow in 2010 by 8% and in 2011 by 12%, a study of the financial market published on Monday by the financial group says.

The estimates of UniCredit take into consideration an estimate of contraction of the Romanian economy by 7.5% this year, followed by a slight coming back in 2010 of 0.4%. As a result, in 2011, the growth of the GDP will be 3.5% estimated by the UniCredit analysts.

Sursa: http://www.actmedia.eu

Tags: unicredit romania banks euro

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